You can contact American Dream Mortgage LLC by filling out the form on our website, or emailing us at dana@americandreammortgagellc.com. We are available 24/7 to answer your questions and assist you with your loan needs. Call us today.

The documents required for a loan application may vary depending on the type and amount of the loan. Call us today.

There is no one-size-fits-all answer to this question, as different loan products and programs have different features, benefits, and requirements. The best way to find out which loan option is best for you is to consult with one of our professional loan consultants, who will assess your financial situation, your goals, and your preferences, and recommend the best solution for you. Call us today.

A fixed-rate loan is a loan that has a fixed interest rate and monthly payment for the entire term of the loan, usually 15 or 30 years. An adjustable-rate loan is a loan that has a variable interest rate and monthly payment that can change periodically based on market conditions.

The advantage of a fixed-rate loan is that it provides stability and predictability, as you know exactly how much you will pay each month and how much interest you will pay over the life of the loan. The disadvantage of a fixed-rate loan is that it may have a higher interest rate than an adjustable-rate loan initially, and it may not allow you to take advantage of lower interest rates in the future.

The advantage of an adjustable-rate loan is that it may have a lower interest rate than a fixed-rate loan initially, and it may allow you to benefit from lower interest rates in the future. The disadvantage of an adjustable-rate loan is that it involves more risk and uncertainty, as you do not know how much your interest rate and monthly payment will change over time, and they may increase significantly depending on market conditions. Call us today.

A home equity line of credit loan, or HELOC, is a type of loan that allows you to borrow money against the equity in your home. Equity is the difference between the value of your home and the amount you owe on your mortgage. A HELOC works like a credit card, where you have a credit limit that you can use as needed, and you only pay interest on the amount you use. You can use a HELOC for various purposes, such as home improvements, debt consolidation, education, or emergency expenses. Call us today.

A VA loan is a type of loan that is guaranteed by the Department of Veterans Affairs, a government agency that provides benefits and services to veterans and their families. Call us today.