Calculators Conventional FHA VA Affordability Refinance Purchase Price $ Mortgage Term (Year) 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Down Payment ($) 5% Annual Taxes ($) 1% Interest Rate (%) 5% Annual Insurance $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly Payment Principal & Interest $1421 Annual Taxes $1421 Monthly HOA $1421 Annual Insurance $1421 Results from this calculator is designed for comparative purpose only, and accuracy is not guaranteed. Mortgage insurance (MI) may be required over 80% loan-to-value. This calculator does not have the ability to pre-qualify you for any loan program. Purchase Price $ Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Down Payment ($) 5% Annual Taxes ($) 1% Interest Rate (%) 5% Annual Insurance $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly FHA Payment Principal & Interest $1421 Monthly Taxes $1421 Monthly HOA $1421 Monthly Insurance $1421 Up-Front MIP (1.75%)$0 Monthly Mortgage Insurance $0 First Time VA Loan? Yes No Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Type of Service Regular Military Reserves/National Guard Purchase Price $ Down Payment ($) 0% Interest Rate ($) 5% Annual Taxes ($) 1% Annual Insurance ($) $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly VA Payment Principal & Interest $1421 Monthly Taxes $1421 Monthly HOA $1421 Monthly Insurance $1421 Purchase Price $1421 VA Funding Fee $1421 Amount Financed $1421 **Depending on your COE, you may qualify for a partial or full exemption on your funding fee. Annual Income $ Monthly Debts $ Estimated annual property taxes $ Estimated Annual Home Insurance $ Down Payment $ Interest Rate % Loan Term 30 year fixed 15 year fixed Want a Copy of the Results? You can afford up to $ Monthly Payment $ Principal & Interest $ Tax $ Insurance $ Current Loan Amount $ Interest Rate % Current Term months Origination Year New Loan Amount $ New Interest Rate % New Loan Term months Refinance Fees $ Want a Copy of the Results? Refinancing could save you $/month New monthly payment $ Refinance fees $ Lifetime Savings $ Please American Dream Mortgage today to go over your personal scenario. Ready to Begin Your Journey to Home Ownership? Whether you’re just beginning to contemplate homeownership, or are ready to dive in, we’re here to guide you every step of the way. Contact Us